There is a correct amount of any resource to hold in reserve for unforeseen circumstances. Money, however, is easily over accumulated since the costs of doing so are not apparent.
School children in bread line, 1943.
We speak of money as if it were a substance subject to conservation laws that apply to elements.
Rather, money is a promise made within a social network of trusts and commitments.
When we favor large Capital accumulations we stress the social fabric that gives money its value.
Both money saved and money spent must be judged in the context of Community Benefit.